Introduction

Welcome to Novonix ("we," "our," or "us"). By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you do not agree, please refrain from using our services.

Services Provided

1. We facilitate loans by connecting individuals and businesses with reliable lenders.
2. We do not directly provide loans or make lending decisions.
3. Loan approval, terms, and conditions are subject to the lender's policies.

Eligibility

To use our services, you must:

1. Be at least 18 years old.
2. Provide accurate and complete information during the application process.
3. Agree that loan approval is at the discretion of the lender.

No Upfront Fees

1. We do not charge any upfront fees for loan facilitation.
2. Any fees associated with the loan will be disclosed by the lender before agreement.

User Responsibilities

By using our services, you agree to:

1. Provide truthful and up-to-date information.
2. Use our services for legal and legitimate purposes only.
3. Not engage in fraudulent activities or misrepresentation.

Loan Approval & Terms

1. Loan terms, interest rates, and repayment schedules are determined by the lender.
2. We are not responsible for loan denials, interest rates, or repayment issues.
3. Borrowers should review all loan terms before accepting any offers.

Limitation of Liability

1. We are not liable for any losses, damages, or disputes arising from loans obtained through our facilitation services.
2. We do not guarantee loan approval or specific terms.

Privacy Policy

Your personal information is protected in accordance with our Privacy Policy. By using our services, you consent to data collection and processing as outlined in our policy.

Third-Party Links

1. Our website may contain links to third-party lenders or financial institutions.
2. We are not responsible for the content, policies, or services of these third-party websites.

Termination of Services

We reserve the right to refuse service, terminate accounts, or restrict access if users violate these terms or engage in fraudulent activity.

Changes to Terms

We may update these Terms and Conditions at any time. Continued use of our services after changes means you accept the revised terms.

Contact Information

For questions about these terms, please contact us at contact@novonix.co.